SPIRE Credit Union - Woodbury

I’d recommend them to anyone. Great customer service from the top down!

Being a customer for 20+ years, I'm a bit confused about the negative comments about this credit union. If there's one thing I've learned about online reviews- when something goes wrong people rush to the internet to express their "outrage". When things go well nothing is said. People also tend to exaggerate their negative experiences online as there really is no recourse. That being said, I've had nothing but good experiences with Spire, even back when it was Twin City Co-ops Federal Credit Union. I've never paid an overdraft fee in 20 years, because I didn't spend what I didn't have. (My line of credit on my checking was there just in case!) Loan rates and terms are very competitive. The rate on my Spire Visa is less than 8%. No other lender can touch that rate and my credit score is well above 750. Keep in mind a credit union sometimes has tighter lending restrictions than a commercial bank would. This applies to most if not all credit unions. Commercial banks are a waste of time when a credit union is an option. How could anyone feel good about supporting a large commercial bank? Keep it local, try Spire.